The Buy Now Pay Later (BNPL) service has emerged as a globally recognized and popular alternative credit solution. It has experienced remarkable growth, attracting both FinTech companies and established industry players, supported by significant backing from private equity and venture capital firms. Unlike traditional credit cards, BNPL offers consumers a seamless short-term financing option without interest charges, catering especially to millennials and Gen Z. The COVID-19 pandemic further accelerated its adoption, aligning with the evolving digital payment landscape. To better understand consumer behavior and preferences, a comprehensive survey was conducted, providing valuable insights into usage trends, dispelling common misconceptions, and enhancing understanding of this dynamic payment method. To explore these insights and their implications for businesses and consumers, please reach out to us at contact@benoriknowledge.com.